Gail Flannery, FCAS

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    Phone: 305-273-1589

    Professional and Business Experience

    Ms. Gail Flannery has worked extensively in property/casualty insurance ratemaking and reserving for over thirty-four years. Before joining AMI, she was Vice President and Actuary for American Bankers Insurance Group. She was responsible for the ratemaking and rate filing support for American Bankers’ products in various states. She also supervised statistical reporting for  over ten years. She has demonstrated working knowledge and understanding of self-insured programs and compliance of  GASB10 requirements.


    Education and Professional Certifications

    M.S. Statistics, Florida State University, Tallahassee, FL


    B.A. Mathematics, Hollins College, Roanoke, VA


    Fellow, Casualty Actuarial Society (FCAS)

    Member, American Academy of Actuaries (MAAA)


    Professional and Business History


    AMI Risk Consultants, Inc., Miami, FL

    1997 to Present: Actuarial Consultant.

    Acts as Technical Manager for most of the current actuarial consulting work of AMI.


    American Bankers Insurance Group, Miami, FL

    1992-1996: Vice President and Actuary.

    Responsible for 20 actuaries, actuarial students, and statistical reporting staff. Provided ratemaking and reserving support to American Bankers Insurance Company and six P&Csubsidiaries (three Foreign). Rendered reserve opinions for nine companies. Prepared annual business plan.

    1980-1991: Actuarial Analyst/Senior Actuarial Assistant/Assistant Actuary.

    Progressive responsibilities over the years including the following: rate reviews and rate filing support of specialty products, including Automobile Liability, Auto Warranty, Force-Placed Auto/ Antique, and Collectible Auto. Proposed rates and rating plans. Filed rates. Wrote system specifications to capture necessary data and to alter statistical calls to include product. Set quarterly reserves for all product lines. Wrote and maintained loss reserving software used from 1981-1995.

    1978-1979: Project Team Member.

    Part of a four member “user team” that tested “Policy Management System” (PMS) software. Designed statistical coding for 25 insurance products. Assisted with conversion of inforce policies and open claims to new system.